There are excesses applicable under most sections of our policies, unless you have selected the option to waive the excess.
An excess is payable per person claiming, and is applicable per section per claim. Excesses applicable to you may vary depending on the brand of insurance and level of cover you have. Please see the summary cover found in your policy wording for full details.
An excess is an initial sum of money an individual pays towards the overall cost of the claim. How much excess an individual has to pay towards their claim depends on the level of cover chosen.