The equipment covered under the winter sports section of each policy differs slightly. Below you’ll find a summarised version of the cover available, and the equipment covered under each of our policies - bear in mind, you will need to check your Policy Wording for exact cover amounts, terms, conditions, and exclusions.
Direct Travel/AllSafe (Allianz)
Section P - Optional Sports Cover includes ‘Sporting Equipment Cover’. For this, you are covered if your sporting equipment is lost or damaged by a travel supplier or is stolen while you are on your trip.
Winter sports equipment on a policy underwritten by Allianz is defined as equipment or goods used to participate in a sport.
Section WS3 - If your winter sports equipment is delayed: your winter sports equipment did not arrive at your trip destination within 12 hours of your arrival because it was misplaced by your transport provider.
Section WS4 - If your winter sports equipment is lost, stolen or accidentally damaged: if your (or your hired) winter sports equipment was lost, stolen or accidentally damaged during your trip.
Winter sports equipment on a policy underwritten by Arch are defined as: bindings, boots, gloves, goggles, helmets, poles, ski clothing, skis, & snowboards.
Section N - Winter Sports includes cover for Ski Equipment you have taken with you or purchased on your trip, for loss or damage. There is also cover for Delayed Ski Equipment for the cost of hiring replacement ski equipment if your own ski equipment is delayed due to being misplaced, lost or stolen on your outward journey for over 12 hours from the time you arrived at your trip destination.
Winter sports equipment on a policy underwritten by Canopius are defined as: bindings, boots, gloves, goggles, helmets, poles, ski clothing, skis, & snowboards.
Goodtogo (Red Sands)
The Winter Sports Extension covers ski equipment for the cost of repairing ski equipment that is damaged whilst on your trip, or which is stolen, permanently lost or destroyed on your trip.
Winter sports equipment on a policy underwritten by Red Sands are defined as: skis, ski bindings, ski poles, ski boots, ski goggles, ski helmet, board boots, snowboard bindings, and snowboards.