What is covered under the Hospital Benefit?

Our Direct Travel Standard, Premier and Premier Plus policies, will cover you for the amount shown in the Policy Wording under the table of benefits, as a result of an accident or illness illness that is covered under section B1 (Medical and other expenses outside of the United Kingdom) of this insurance, you go into hospital as an inpatient. We will pay a benefit for each complete 24-hour period that you are kept as an inpatient.

This benefit is only payable for the time that you are kept as an inpatient abroad and ceases if you go into hospital upon your return to the United Kingdom. This amount is meant to help you pay any extra expenses such as taxi fares and phone calls.

Please note: This section does not apply to trips taken within the United Kingdom.

No cover is provided under this section if you have purchased a Budget policy.

Other brands - Please refer to the specific policy wording for full details of the cover available.