Providing you have purchased the Additional Gadget Insurance; the following will apply:
If you have purchased a Gadget Policy, we will pay up to the amount shown in the table of benefits for the costs of repairing your electronic equipment as a result of accidental damage. If we are unable to economically repair your electronic equipment then, at our discretion, a replacement item will be provided by us.
In addition to claims excluded under the "What is not covered" section, we will not pay for accidental damage caused by:
- Deliberate damage or neglect of the electronic equipment;
- Failure on your part to follow the manufacturer's instructions;
- Inspection, maintenance routine servicing or cleaning.
Please note - we do not offer any cover for Gadgets under our standard Direct Travel Insurance policies.