Am I covered for unauthorised use of my Mobile phone?

Providing you have purchased the Additional Gadget Insurance; the following will apply:

If your mobile phone is lost or stolen whilst on your trip and is used fraudulently, and your claim is covered by your policy, we will reimburse you or the costs upon receipt of your itemised bill up to
a maximum value of £10,000 for any one claim. This includes calls, messages, downloads and data made / used from the time it was accidentally lost or stolen up to a maximum of 24 hours from discovery of the incident.

Please note - we do not offer any cover for Gadgets under our standard Direct Travel Insurance policies.