Am I covered for unauthorised use of my Mobile phone?

Providing you have purchased the Additional Gadget Insurance; the following will apply:

On our Gadget Policies if your Mobile phone is stolen, we will reimburse the cost of any calls, texts and downloads made without your permission while the gadget is not barred by the network provider, subject to the unauthorised usage taking place within 24 hours of your discovery of the theft.

We will only provide this cover if you make a valid claim for theft under this policy.

Please note - we do not offer any cover for Gadgets under our standard Direct Travel Insurance policies.