The insurers we offer have stated within their policies that they will not cover any emergency medical claims in relation to intoxication while abroad.
Direct Travel/AllSafe (Allianz) - This policy does not provide cover for any loss that results directly or indirectly from any of the following general exclusions if they affect you, a travelling companion or a family member: the use or abuse of alcohol or drugs, or any related physical symptoms. This does not apply to drugs prescribed by a doctor and used as prescribed.
Fit2Travel (Arch) - We won’t pay any claims under this policy if the claim is because of alcohol misuse and/or drug misuse or alcohol and/or drug dependency which is evidenced by medical records or the opinion of a medical practitioner.
Freespirit (Canopius) - We will not pay any claim arising directly or indirectly from alcohol abuse, the use of drugs (other than drugs taken in accordance with treatment prescribed and directed by a registered doctor, but not for the treatment of drug addiction), or solvent abuse.
Goodtogo (Red Sands) - Our policy will not provide cover for any claims directly or indirectly related to drug or alcohol abuse.