Direct Travel policies do not cover quad biking under any circumstances, which is the same for AllSafe and Freespirit.
Fit2Travel policies provide cover to ride quad bikes, providing that you wear a helmet, under Activity Pack 3, which would require an additional premium to be paid.
The same applies for Goodtogo, who can cover you for quad biking as a rider or passenger, given that the quad bike has a maximum capacity of 125cc and that you are not racing. This is available to add under Category B, which would require an additional premium.
Check the activity section in your Policy Wording to make sure you’re covered to take part in the activity you intend to. If you have any questions regarding the activity cover on your policy, contact our customer service team on 0330 880 3600, or email email@example.com.