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  3. Health

Health

  • Can I book my travel insurance if I am deemed 'unfit to travel' by a medical professional?
  • Can I get cover for a terminal prognosis?
  • Can I take out insurance if I am currently under investigation for an illness?
  • If I’ve had travel insurance refused due to my pre-existing conditions, can I get travel insurance with you?
  • Do you insure people with pre-existing medical conditions?
  • What is a pre-existing medical condition?
  • Am I able to exclude cover for any or all of my medical conditions?
  • Am I insured to travel if I'm pregnant?
  • What is a 'medical screening'?
  • What's an 'exclusion'?
  • Do I need to declare all of my pre-existing medical conditions?
  • If I have depression do I need to declare it?
  • Do I have to declare everything in the last 2 years?
  • Do your policies provide cover for cosmetic surgery?
  • Is private medical treatment covered abroad?
  • Do your policies provide cover for emergency dental treatment?
  • What do I do if I have a medical emergency abroad?
  • Do I have to pay my medical bills abroad?
  • What do I do if I need medical help in New Zealand?
  • If my travelling companion becomes unfit to travel while we’re abroad, can I stay with them until they are fit to travel?
  • Should I notify you if my medical conditions have changed since taking out my policy with you?
DIRECT TRAVEL INSURANCE